demo3.wealthyadvisersclub.co.uk
Your first home, explained properly
Buying your first place is a lot of firsts at once. We slow it down, explain each step and match you to lenders who welcome first-time buyers rather than tolerate them.
The path to your first set of keys
Know your number
Before you view a single home, you will know what you can borrow and what the monthly cost looks like.
Offer with confidence
With a decision in principle in hand, you can make offers that agents and sellers take seriously.
We do the chasing
Once your offer is accepted, we handle the lender, the valuation and the paperwork through to completion.
From deposit to keys, one step at a time
You do not need to have it all worked out before you call. Most first-time buyers start with a rough deposit and a lot of questions, which is exactly the right place to begin.
- Deposit and schemesWe explain what your deposit unlocks and whether any current schemes fit you.
- A realistic budgetAn honest borrowing figure based on your income and outgoings, not a wishful one.
- Agreement in principleWe get you a decision in principle so estate agents take your offer seriously.
Questions we hear a lot
Many first-time buyer deals start at 5% of the property price, though 10% or more opens up cheaper rates. Our loan-to-value calculator shows how the bands change the deal.
It is a lender's early indication of how much they would lend you, based on a soft check. It shows sellers you are a serious buyer and it does not commit you to anything.
Budget for a valuation or survey, legal fees, and any stamp duty. First-time buyers often pay no stamp duty up to a threshold; our calculator works it out for your nation.
Handy next steps
Let us get you moving
Book a callback and we will map out your first purchase, step by step, with no pressure to proceed.